Credit Card Management Tips
1.) Understand the terms of the card. Carefully understand the interest rate, the fees and the payment schedule.
2.) Limit the cards you have. One credit card should do it. Too many cards will make you a high credit risk.
3.) Set a budget and balance wants vs. needs. Remember not to charge more than you are able to pay. If you don't, your credit card balance will baloon with interest charges.
4.) Pay promtly, and always review your monthly statements.
5.) Refrain from cash advace and don't go over the limit.
I hope these simple tips could help you manage your credit card. Remember, you’ll lead a much happier life if you take control of your spending, instead of letting your spending take control of you. To wrap it all: shop around, use credit cards lightly and pay on time!